{"id":918,"date":"2021-10-11T11:40:25","date_gmt":"2021-10-11T11:40:25","guid":{"rendered":"https:\/\/skarpas.gr\/?page_id=918"},"modified":"2022-02-10T10:19:28","modified_gmt":"2022-02-10T10:19:28","slug":"faq-asfalisi-spitiou","status":"publish","type":"page","link":"https:\/\/skarpas.gr\/en\/faq-asfalisi-spitiou\/","title":{"rendered":"About Home Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"918\" class=\"elementor elementor-918\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ef642c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ef642c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;38e7447&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f78e41\" data-id=\"3f78e41\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-401cc10 elementor-widget elementor-widget-heading\" data-id=\"401cc10\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions regarding property insurance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7adb2d6 elementor-widget elementor-widget-toggle\" data-id=\"7adb2d6\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1281\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1281\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How can I insure my house?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1281\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1281\"><p>A home is one of the most common and important goods that can be insured against basic risks such as: earthquake, fire, leaking pipes, theft, broken glass and various other known and non-known damages. We are here to help you choose the insurance program that suits you best.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1282\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1282\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What actions should I take in case of a damage? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1282\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1282\"><p>Once you have taken all the steps to reduce the damage, your next step is to contact us immediately. Next, we will initiate all the foreseen procedures with the sole purpose of making the best use of the benefits of your contract and your immediate compensation.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1283\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1283\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">For what risks can a house available for rent on online platforms be insured?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1283\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1283\"><p class=\" translation-block\">For what risks can a house available for rent on online platforms be insured?\nIn addition to the usual fire coverage, the following protections can be added to your insurance policy:<\/p><p><br role=\"presentation\" \/><span dir=\"ltr\" role=\"presentation\">\u2022 Civil Liability <\/span><br role=\"presentation\" \/><span dir=\"ltr\" role=\"presentation\">\u2022 Damages and malicious actions by a tenant <\/span><br role=\"presentation\" \/><span dir=\"ltr\" role=\"presentation\">\u2022 Theft of tenants\u2019 personal belongings <\/span><br role=\"presentation\" \/><span dir=\"ltr\" role=\"presentation\">\u2022 Personnel accidents <\/span><br role=\"presentation\" \/><span dir=\"ltr\" role=\"presentation\">\u2022 Loss of rent (subject to special conditions)<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1284\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1284\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Should the insured contents of the house be recorded in detail?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1284\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1284\"><p>The obligation or not to register the insured content depends on the insurance company and the program chosen by the insured. Usually the items of special value, such as electronic devices, handmade carpets, silverware and other related items, with a value of over 2,000 \u20ac per piece, should be recorded in detail in the insurance policy with brand, type and value.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1285\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1285\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">At what value will a damage be compensated?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1285\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1285\"><ul><li><strong>Compensation at real value<\/strong><\/li><\/ul><p>In case of damage, the insured property will take into account the age of the building or its contents and their compensation will be based on their real value, with the result that the insured will bear the cost of this age.<\/p><ul><li><strong>Compensation new for old<\/strong><\/li><\/ul><p>In order not to reduce the compensation due to oldness because of usage or technical depreciation, the insurance contract could provide for a compensation \u201cnew for old\u201d. In this case, the items for which this condition is provided, are reimbursed at full replacement value as new.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\\u03a0\\u03c9\\u03c2 \\u03bc\\u03c0\\u03bf\\u03c1\\u03ce \\u03bd\\u03b1 \\u03b1\\u03c3\\u03c6\\u03b1\\u03bb\\u03af\\u03c3\\u03c9 \\u03c4\\u03bf \\u03c3\\u03c0\\u03af\\u03c4\\u03b9 \\u03bc\\u03bf\\u03c5;\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>\\u0388\\u03bd\\u03b1 \\u03c3\\u03c0\\u03af\\u03c4\\u03b9 \\u03c3\\u03c5\\u03bd\\u03b9\\u03c3\\u03c4\\u03ac \\u03ad\\u03bd\\u03b1 \\u03b1\\u03c0\\u03cc \\u03c4\\u03b1 \\u03c0\\u03b9\\u03bf \\u03c3\\u03c5\\u03bd\\u03ae\\u03b8\\u03b7 \\u03ba\\u03b1\\u03b9 \\u03c3\\u03b7\\u03bc\\u03b1\\u03bd\\u03c4\\u03b9\\u03ba\\u03ac \\u03b1\\u03b3\\u03b1\\u03b8\\u03ac \\u03c0\\u03bf\\u03c5 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\\u03bc\\u03c0\\u03bf\\u03c1\\u03bf\\u03cd\\u03bd \\u03bd\\u03b1 \\u03c0\\u03c1\\u03bf\\u03c3\\u03c4\\u03b5\\u03b8\\u03bf\\u03cd\\u03bd \\u03c3\\u03c4\\u03bf <\\\/span><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u03b1\\u03c3\\u03c6\\u03b1\\u03bb\\u03b9\\u03c3\\u03c4\\u03ae\\u03c1\\u03b9\\u03bf \\u03bf\\u03b9 \\u03ba\\u03ac\\u03c4\\u03c9\\u03b8\\u03b9 \\u03b1\\u03bd\\u03b1\\u03c6\\u03b5\\u03c1\\u03cc\\u03bc\\u03b5\\u03bd\\u03b5\\u03c2 \\u03c0\\u03b1\\u03c1\\u03bf\\u03c7\\u03ad\\u03c2:<\\\/span><\\\/p><p><br role=\\\"presentation\\\" \\\/><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u2022 \\u0391\\u03c3\\u03c4\\u03b9\\u03ba\\u03ae \\u0395\\u03c5\\u03b8\\u03cd\\u03bd\\u03b7 <\\\/span><br role=\\\"presentation\\\" \\\/><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u2022 \\u0396\\u03b7\\u03bc\\u03b9\\u03ad\\u03c2 \\u03ba\\u03b1\\u03b9 \\u03ba\\u03b1\\u03ba\\u03cc\\u03b2\\u03bf\\u03c5\\u03bb\\u03b5\\u03c2 \\u03b5\\u03bd\\u03ad\\u03c1\\u03b3\\u03b5\\u03b9\\u03b5\\u03c2 \\u03b1\\u03c0\\u03cc \\u03b5\\u03bd\\u03bf\\u03b9\\u03ba\\u03b9\\u03b1\\u03c3\\u03c4\\u03ae <\\\/span><br role=\\\"presentation\\\" \\\/><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u2022 \\u039a\\u03bb\\u03bf\\u03c0\\u03ae \\u03a0\\u03c1\\u03bf\\u03c3\\u03c9\\u03c0\\u03b9\\u03ba\\u03ce\\u03bd \\u03b1\\u03bd\\u03c4\\u03b9\\u03ba\\u03b5\\u03b9\\u03bc\\u03ad\\u03bd\\u03c9\\u03bd \\u03c4\\u03c9\\u03bd \\u03b5\\u03bd\\u03bf\\u03b9\\u03ba\\u03b9\\u03b1\\u03c3\\u03c4\\u03ce\\u03bd <\\\/span><br role=\\\"presentation\\\" \\\/><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u2022 \\u0391\\u03c4\\u03c5\\u03c7\\u03ae\\u03bc\\u03b1\\u03c4\\u03b1 \\u03c3\\u03c4\\u03bf \\u03c0\\u03c1\\u03bf\\u03c3\\u03c9\\u03c0\\u03b9\\u03ba\\u03cc \\u03c4\\u03b7\\u03c2 \\u0395\\u03c0\\u03b9\\u03c7\\u03b5\\u03af\\u03c1\\u03b7\\u03c3\\u03b7\\u03c2 <\\\/span><br role=\\\"presentation\\\" \\\/><span dir=\\\"ltr\\\" role=\\\"presentation\\\">\\u2022 \\u0391\\u03c0\\u03ce\\u03bb\\u03b5\\u03b9\\u03b1 \\u03b5\\u03bd\\u03bf\\u03b9\\u03ba\\u03af\\u03c9\\u03bd (\\u03bc\\u03b5 \\u03c0\\u03c1\\u03bf\\u03cb\\u03c0\\u03bf\\u03b8\\u03ad\\u03c3\\u03b5\\u03b9\\u03c2)<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"\\u03a4\\u03bf \\u03b1\\u03c3\\u03c6\\u03b1\\u03bb\\u03b9\\u03c3\\u03bc\\u03ad\\u03bd\\u03bf \\u03c0\\u03b5\\u03c1\\u03b9\\u03b5\\u03c7\\u03cc\\u03bc\\u03b5\\u03bd\\u03bf \\u03c4\\u03b7\\u03c2 \\u03ba\\u03b1\\u03c4\\u03bf\\u03b9\\u03ba\\u03af\\u03b1\\u03c2 \\u03c0\\u03c1\\u03ad\\u03c0\\u03b5\\u03b9 \\u03bd\\u03b1 \\u03ba\\u03b1\\u03c4\\u03b1\\u03b3\\u03c1\\u03b1\\u03c6\\u03b5\\u03af  \\u03b1\\u03bd\\u03b1\\u03bb\\u03c5\\u03c4\\u03b9\\u03ba\\u03ac;\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>\\u0397 \\u03c5\\u03c0\\u03bf\\u03c7\\u03c1\\u03ad\\u03c9\\u03c3\\u03b7 \\u03ae \\u03cc\\u03c7\\u03b9 \\u03ba\\u03b1\\u03c4\\u03b1\\u03b3\\u03c1\\u03b1\\u03c6\\u03ae\\u03c2 \\u03c4\\u03bf\\u03c5 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