Frequently asked questions regarding vehicle insurance
In order to activate the amicable settlement, the companies where the vehicles involved are insured must participate in the system of the amicable settlement and the drivers of the vehicles must agree on who is responsible for the accident.
In the event of a car accident whose insurance is not involved in the amicable settlement, you should call the Accident Care of your own Insurance company and the Traffic Police.
In the event of a car accident with an uninsured car, an essential requirement for the coverage of your damage is to contact the police to record the incident and exchange the data of the two cars.
At all events, you must stay at the scene of the accident together with the other driver. If the other driver that caused the accident does not stay at the scene for the collection of the necessary data by the police, then your insurance company cannot compensate you. In order to receive the compensation, you will have to provide your insurance company with a copy of the police recording.
If the insurance contract has expired and you have been involved in a car accident, the insurance company will not cover the damages, even if you pay the premiums afterwards.
If the police is involved, your driving license, motor vehicle license and registration number will be revoked and you will be fined 500 euros.
If there are any injuries, you might also face criminal charges.
- Driving right: Removal of the car registration number and the motor vehicle license. Fine of € 500.
- In case of an accident: Removal of the car registration number and the motor vehicle license for one year, a fine of € 500 and immediate conclusion of car insurance.
- Recurrence: Removal of the car registration number and the motor vehicle license for three years.
- Fine: € 1,000 for buses and trucks public use, € 500 for passenger cars and € 250 for two-wheelers.
If you give your car to a third party you know, it is covered by the insurance, provided that the other driver has a driver's license and the corresponding driving experience.
If the third party is a new driver or a senior citizen, he/she should be reported to the insurance company and likely he/she could be either covered with an additional premium or be excluded from the insurance.
In order for a driving license of another authority and country to be valid in Greece, it must state that it is an "international driving license".
If your driving license is valid only in the country that was issued, then it is not valid in Greece and therefore you can not drive.
In case you drive and get involved in an accident, the Insurance Company will not cover the accident and at the same time you are being prosecuted.
Every driver who wants to drive abroad, is required to obtain a European driving license for EU countries. and an international driving license, for the rest of the foreign countries, which is issued by ELPA.
The duration of the international license is one year or three years and depends on the place of destination of the interested party.
In order to be able to make you a bicycle insurance offer, we will need you to let us know the rider age, brand, model, year of purchase of the bicycle, purchase price, current commercial value as well as the cost of any improvements that have been made on the bike to be insured.
