Frequently asked questions regarding health insurance
The absence of public insurance does not only constitute a brake on concluding a private insurance but, on the contrary, it is one of the main reasons to conclude a private “health contract”. This insurance can apply not only to the main insured but also to the protected members, concerning both the Primary and the Secondary Care.
In the process of choosing an insurance program, we always consider the financial situation, your needs and of course your family budget. Our proposals can be multifaceted, and we offer you the possibility of choosing specialized programs that are adjusted to the existing financial resources.
The life guarantee is intended to intervene in the event that a Life insurance company is declared bankrupt or its operating license is revoked for breach of law. Its purpose is to safeguard the rights of the insured by intervening and trying to transfer all or part of the portfolio of the company under liquidation to another or other insurance companies and if this becomes impossible, then to denunciate and terminate the insurance contracts and pay specific monetary compensation against outstanding claims and benefits payable to the insured.
The company for the calculation of the insurance premium, takes into account a number of indicative factors, such as age, profession of the insured, as well as his statements during the Insurance Application. The kind of hospitalization, the choice of any participation & its amount, the annual insured capital, affect the insurance premium as well.
Definitely, as in this way the insured is not charged with all the deductible amount agreed in the contract or he/she is given the possibility to acquire an additional bonus from the insurance company.
The age limit for concluding a new insurance policy varies depending on the insurance company and the insurance program. Usually the maximum entry age is 65th year.
