Student years, studies, work, are the first steps, the beginning of every person in life. These are the stages in which the existence of a capital will help every individual significantly, giving him perspective and advantages, giving him the lead to come forward and create, to succeed.
Children Savings Plans are modern programs that combine flexibility, high efficiency, parental insurance coverage and low premiums.
They are divided into 2 categories:
The first category includes guaranteed return programs, where the return on interest is known from the beginning and is calculated on the basis of a technical guaranteed interest rate. These programs are suitable for safe planning, as parents know the exact amount they secure for their child at maturity, while capital and interest are guaranteed.
The second category includes the programs, the return of which is related to the course of the investments made by the insurance company. The performance in this category is variable. Parents choose between investment portfolios with conservative to even more aggressive investment options, in order to get the maximum benefit.
In any case, the earlier a savings plan is started, the higher the family benefit will be.
